John and I were thrilled to hear the announcement of the Supreme Court’s decision on the American Care Act. Well, were thrilled to hear CNN’s retraction of their first statement that the individual mandate was overturned. First because of the implications for our country, second because it is in line with our faith beliefs, and third for how it has already benefited our family.
Studying public health over the past few years has made me realize how important some of the provisions of the act are. We spend the highest amount in the world on health care per capita. And if I remember correctly from my public health classes, we spend some 5% of that on preventative care. As we all know, an ounce of prevention is worth a pound of cure. Literally – it costs far less to prevent diseases than to deal with them after they appear.
So a bill that focuses on prevention and expands health care to people who can’t afford it by increasing who is eligible for Medicaid? Of course I am for it. Public health and social justice meet. Let’s all celebrate! Academics of how improving the health of a nation benefits everyone aside, the Catholic Church teaches that health care is a human right:
In our Catholic tradition, health care is a basic human right. Access to health care should not depend on where a person works, how much a family earns, or where a person lives. USCCB
(Regardless of where you live – so even if you live in a state like Florida where your Governor wants to turn down federal money, his own taxpayers’ dollars, you still deserve it).
So I was excited it passed. Even the individual mandate part. Would I have liked to see a different system, such as a public option? Yes, I would have. But what baffles my mind is why more people aren’t for it. It’s about personal responsibility and not passing on your burdens to others – the Republican mantra! And I agree – we should be responsible for ourselves when we can be. Lots of people without insurance do not pay their medical bills, which raises the cost of services on people who do pay to make up the difference. Ironically, the people who are hit hardest are those without insurance. Their bills are significantly higher than when you have insurance. But when everyone has it, everyone pays a fair amount. No screwing each other over allowed.
I digress. The point is – Obamacare has already saved us thousands of dollars. When we started grad school we were 24 and required to buy health insurance. (How come no one points out that public schools already mandate purchasing health insurance?? Socialism!) After the ACA went into effect, we could go back on our parents’ insurance. John did for two semesters, I did for one (my dad’s plan switched and wouldn’t cover anything out here. Little loophole we need to fix, otherwise its really only providing coverage for people living in 100 sq mile radius of their parents!). It didn’t cost my father-in-law a thing to add John, and for my parents, I believe it was much less than what an individual plan for me would have cost.
This saved us about $2400. That might be small potatoes for some families, but that’s about what we have spent out of pocket on my health care costs over the past two years. It’s about 1/6 of what I made as an RA this year. It’s another student loan saved. It’s affected our lives, and we have really appreciated it.
There’s more, of course.
I like that the health insurance companies can’t charge me more because I’m a woman (though this was already law in Montana!)
I like that breastfeeding support, including lactation counseling and breast pumps, are covered by insurance, since that is something we plan on doing. Along with a bunch of other prenatal/neonatal tests.
I like that an insurance company can’t turn me down because of my health problems. (Though I still wish they couldn’t refuse to cover them! But that’s something to work on in the future).
Romney’s plan (the new one, not the one that was the example for Obamacare) centered around making sure people could a) keep their health insurance plan, b) not be turned down for pre-existing conditions, c) give states power. I’m sorry, but a) I never have been so in love with a plan that I would be devastated when it switched. Not to mention no part of the law requires anyone to switch plan. Especially when employers can still switch your plan whenever they feel like it anyway. b) That’s already part of the law. c) As above, I believe people have the same rights no matter what state they live in.
I like this plan. It has helped save our family tons of money. It focuses on preventative care, is in line with principles of social justice, and benefits women. A plan that’s top priority is not switching health insurance plans doesn’t do anything for me. I’m happy with Obamacare. I want to see it improved, of course, but I don’t want to see it disappear.
How did you feel about the Supreme Court ruling?